Why Did PayPal Decline Payment?

As a merchant we have zero visibility as to why your PayPal payment was declined, but from what we’ve seen the following are possible reasons:

1. If the delivery zip code is not in the delivery state PayPal will reject the transaction with very little notice (a weird error message). Since the package would have zero chance of being delivered with a mismatched address they just saved you from a wasted shipment. Re-verify your delivery address, and using the helpdesk feature send us the updates. We’ll update the order for you and send you directions on how to pay.
2. Your credit card was declined or the debit card did not have the funds to complete the transaction.
3. You tried to pay by e-check, these payments take too long to clear and have had the highest incidents of fraudulent use. We do not accept e-checks.
4. Your credit card (or you) are from a country that we do not take orders from. We and PayPal have to do this to prevent fraud.